Monday, December 13, 2010

Our country's Top CEO's expect job growth next year. This shows we're on our way back!

Survey Also Reveals Concern About Current Economy and Economic Growth Next Year

CHARLOTTE, N.C., Dec 09, 2010 (BUSINESS WIRE) --

Financial executives at U.S. companies expressed more optimism that their businesses will hire employees and see revenue growth in 2011, according to a recent Bank of America Merrill Lynch survey.

Of the 801 executives surveyed in the bank's annual CFO Outlook, 47 percent said they expect their companies to hire additional employees next year, up from 28 percent who forecast hiring last year. Only 6 percent said they expect layoffs, compared with 9 percent last year. In addition, 64 percent of CFOs expect revenue growth in 2011, up from 61 percent last year.

"Despite the challenging economic climate, many CFOs have growing confidence that their companies have weathered the worst of the storm and are poised for expansion," said Laura Whitley, Global Commercial Products executive at Bank of America Merrill Lynch, who oversees the delivery of debt, treasury and liquidity solutions to more than 140,000 commercial and institutional clients. "Although concerns about the economy remain, the increase in CFOs who expect to hire employees could be crucial to improving the nation's unemployment rate."

Financial executives gave the current economy a score of 47 out of 100, up slightly from last year's score of 44 - the lowest in the 13-year history of the annual CFO Outlook. Despite that improvement, CFOs weren't as optimistic about U.S. economic growth. Only 56 percent said they expect expansion in 2011, compared to the 66 percent of CFOs who forecast economic growth a year ago.

Other notable findings in the survey:

  • When asked what will have the biggest impact on the economy in 2011, CFOs ranked healthcare reform No. 1 at 54 percent, followed by the budget deficit at 52 percent and the housing market at 43 percent.
  • Related to the above, CFOs' top financial concern by far is health care costs, followed by revenue growth and cash flow. The top concern last year was revenue growth.
  • Only 27 percent of CFOs expect the cost of capital to increase, compared to last year when nearly half of CFOs expected a higher cost of capital.
  • Executives at manufacturing companies generally were less positive about their sector than CFOs at services and commodities companies, which include construction, retail, transportation, finance, education, health care and food service businesses. Only 47 percent of manufacturing CFOs predicted expansion their sector vs. 58 percent of CFOs in other sectors.

Conducted by Granite Research Consulting, the CFO Outlook helps Bank of America Merrill Lynch better understand how financial executives view the economy. The results were compiled from phone interviews of 801 CFOs, finance directors and other executives selected randomly from U.S. companies with annual revenues between $25 million and $2 billion.

Interviews were conducted from mid-September to late October. The margin of error is /-4 percent. The full report will be available in January.

Bank of America

Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 57 million consumer and small business relationships with approximately 5,900 retail banking offices and approximately 18,000 ATMs and award-winning online banking with 29 million active users. Bank of America is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business owners through a suite of innovative, easy-to-use online products and services. The company serves clients through operations in more than 40 countries. Bank of America Corporation stock (NYSE: BAC) is a component of the Dow Jones Industrial Average and is listed on the New York Stock Exchange.

Bank of America Merrill Lynch is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Banc of America Securities LLC and Merrill Lynch, Pierce, Fenner & Smith Incorporated, which are both registered broker-dealers and members of FINRA and SIPC, and, in other jurisdictions, locally registered entities. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed

www.bankofamerica.com

SOURCE: Bank of America Merrill Lynch

Reporters May Contact:Jefferson George, Bank of America Merrill Lynch, 1.980.683.4798jefferson.george@bankofamerica.com

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Wednesday, December 8, 2010

Investing in the US Real Estate Sector

Investing in the US Real Estate Sector

The U.S. real estate industry has been experiencing wonderful growth over the last years due to the relatively steady good economy. In 2006, some markets posted major gains in occupied space, others saw record sales transactions, and even where the market has begun to tighten, developers remained cautious possibly keeping an eye toward the future, particularly predictions of escalating rental rates.

Aruvian’s R’search’s focus report on Investing in the US Real Estate Industry is the ideal guide to have an overview of the real estate industry. The report covers all the major markets, that is, the office market, retail, industrial, and investment. An analysis of competition, focus on industry trends and growth trends, issues and challenges facing the industry, a PEST analysis, and much more can be found inside this report. A comprehensive analysis of the major investment markets in the US is also given in the report, along with a focus on the major market players.

Key Chapters :

A. Executive Summary

B. Industry Overview
Industry Definition
Market Overview
Office Market
Industrial Market
Retail Market
Investment Market
Factors Driving Industry Transformation
Issues Affecting the Industry

C. PEST Analysis of the US Real Estate Industry

D. Growth Trends Analysis

E. Competition Landscape

F. Major Investment Markets
Atlanta
Baltimore
Boston
Chicago
Cincinnati
Cleveland
Columbia
Dallas
Denver
Detroit
Houston
Indianapolis
Kansas City
Las Vegas
Los Angeles
Miami
New Jersey
New York
Philadelphia
Pittsburgh
Portland
San Diego
San Francisco
Tampa Bay
Washington D.C.

G. Major Players
American Realty Investors
Forest City Enterprises
Jones Lang Laselle
LNR Property Corporation
St. Joe Company

H. Industry Outlook

I. Appendix

J. Glossary of Terms

For more information kindly visit : http://www.bharatbook.com/detail.asp?id=161377&rt=Investing-in-the-US-Rea...

Related Reports

Investing in the Global Real Estate Sector
http://www.bharatbook.com/detail.asp?id=161368&rt=Investing-in-the-Global-Real-Estate-Sector.html

Investing in France’s Real Estate Sector
http://www.bharatbook.com/detail.asp?id=161381&rt=Investing-in-Frances-Real-Estate-Sector.html

Or

Contact us at :

Bharat Book Bureau
Tel: +91 22 27578668
Fax: +91 22 27579131
Email: info@bharatbook.com
Website: www.bharatbook.com
Follow us on twitter: http://twitter.com/3bbharatbook

Related Press releases :

Here's a great article.

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Wednesday, October 13, 2010

Here is a great Q & A from Sign On San Diego regarding the foreclosure moratoriums. If you're purchasing an REO or working with a buyer on an REO, check with your Title and Escrow Company on when they will allow you to close.

Q&A: What's going on with foreclosures?

Some voices call for nationwide halt, others warn of 'catastrophe'

By Dean Calbreath

Originally published October 11, 2010 at 5:44 p.m., updated October 11, 2010 at 5:44 p.m.

What's going on with foreclosures?

The White House will be meeting this week with officials from all the major federal banking regulators - including the Office of the Comptroller of the Currency and the Federal Resreve Bank - to mull over how to address growing questions over how to handle the nation's banks foreclosures.

Over the past two weeks, some of the nation's largest lenders have stopped seizing homes in 23 states, and Bank of America took the lead in imposing a nationwide moratorium until it holds an internal investigation on how the foreclosures were approved.

Senate Majority Leader Harry Reid has called for a nationwide halt to foreclosures and California Attorney General Jerry Brown - on the campaign trail for the governor's seat - has called for the seven biggest lenders to stop foreclosures in the state.

So far, the White House has balked at any nationwide moratorium, and the banking industry has warned that it would be "catastrophic" if such a shutdown occurred. An estimated 5 million to 7 million homes are currently pending foreclosures nationwide, compared to 200,000 foreclosures that have been affected by the 23-state moratoriums.

But after recent revelations about flaws in the foreclosure process, pressure is mounting to find a solution to what appears to be a wide-reaching problem. Here are answers to questions consumers might have about foreclosures.

Q: Why have banks started freezing some foreclosures?

A: The immediate problem comes from so-called “robo-signers,” who often signed thousands of foreclosure actions each month without checking to see that all the documents were in order. The banks insist that the vast majority of these homes have been in default for as long as 18 months and that a significant number of homes are investor-owned properties that have never been occupied. But critics charge that the banks have also foreclosed upon homeowners who were paying down their loans up to the moment they were told their homes would be seized.

Q. How did this problem take place?

A. Lenders say they were unprepared for the massive wave of defaults and foreclosures that occurred over the last few years. After cutting back workers during the early phase of the mortgage crisis, they were did not have the staff needed to adequately handle the foreclosures, so they started rubber-stamping them.

Q: How long will it take to resolve the robo-signer problem?

A: BofA - the only lender to have halted foreclosures in all 50 states - estimates that it could resolve the issue in as quickly as two or three weeks. Stan Humphries, an analyst with Zillow.com, an online real estate database, estimates that it could take 60 to 90 days for the entire industry to deal with the "robo-signer" problem. But Humphries adds that the process could take longer if political pressure mounts for a wider-reaching examination of foreclosures.

Q: What other problems have surfaced with foreclosures?

A: More than seven states are now investigating claims that lenders used forged documents to speed foreclosures. In addition, because of the way that mortgages have been outsourced over the past decade, it is sometimes unclear who has the right to foreclose - the lender or the loan-servicer. Bank analysts say that's a minor glitch, but it has been become the subject of several lawsuits.

Q: How have California mortgages been affected?

A: So far, BofA is the only lender with a moratorium that affects California. Other lenders, including Ally Financial and JP Morgan Chase, have halted foreclosures in the 23 states that require a court’s approval before a home can be seized. California is not one of those states. But Attorney General Brown has called for all banks to stop foreclosures until they can prove they’re complying with state law, which prohibits lenders from recording notices of default on any mortgages made from 2003 through 2007 unless the lender contacts or tries diligently to contact the borrowers to see if they qualify for a loan modification.

Q. What effect will this have on the housing market? And what does this mean to people who want to buy a foreclosed home?

A. Foreclosure sales currently account for 43 percent of the California market, according to RealtyTrac, a real estate data firm in Irvine. To the extent that these problems begin to show up in California, it could put a temporary roadblock in front of a sale. One problem: title insurance firms are shying away from any sale involving a questionable foreclosure. But real estate analysts say that as long as the problem is solved quickly - say, 60 to 90 days - it should have relatively little impact on the market. Rick Sharga, RealtyTrac's executive vice president, said he's noticed little impact from the moratoriums that have recently gone into effect.

In my opinion, this will not be a nationwide catastrophe as the news puts it, but rather a hiccup in the REO process and real estate market. The real estate economy is a must fix for the US government as it creates tons of revenue for local and federal governments. It also creates jobs in the form of contractors, builders, real estate professionals, title and escrow companies, appraisers, the list goes on and on.
To have a hiccup like this should only serve as a short lived stall in production.

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Thursday, September 9, 2010

Introducing California Title's NEW Web App for most smartphones. This web app is the only app that links our site to your smartphone. Login with your current username and password and have access to property information, in the palm of your hand.

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Friday, September 3, 2010

California Title offices will be closed on Labor Day, but our Sales Reps will be available ALL WEEKEND. Don't hesitate to call us if you need information for showings or listings over the weekend.

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Monday, August 30, 2010

This week we have 2 days of Special Recordings to get your deals closed. Tuesday is the end of the month, so recordings will also take place in the afternoon, and Friday is the day before a Holiday weekend. Take advantage of these two recording times.

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Friday, August 13, 2010

If you're buying or selling a home and want to know why you are purchasing Title Insurance, see below:

The Basics

What is Title Insurance?
Title insurance is a contractual obligation that protects against losses that occur when title to a property is not free and clear of defects (e.g. liens, encumbrances and defects that were unknown when the title policy was issued). The terms of the policy define what risks are covered and what risks are excluded from coverage. The title insurer will reimburse you for losses that are covered, up to the face amount of the policy, and any related legal expenses. This protection is effective as of the issue date of the policy and covers defects arising prior to your ownership. Title companies issue policies on all types of real and personal property. Two types of title insurance policies for real property are common: a lender's policy and an owner's policy.

Who Should Purchase Title Insurance?
Lenders require title insurance as a condition for your loan. Two types of policies are available: an owner’s policy and a lender’s policy. A lender’s policy insures that the lender’s security interest in the property has priority over claims that others may have in your property. A lender’s policy does not protect you. Similarly, the prior owner’s policy does not protect you. If you want to protect yourself from claims by others against your new home, you will need an owner’s policy. An owner’s policy insures the buyer for as long as he or she owns the property. This protection is limited to the value of the property. It is usually less expensive to purchase a lender’s policy and owner’s policy at the same time from the same title insurer. Contact your California Title Sales Representative for additional information.

How Much Title Insurance Will I Need?
The homebuyer should insure the full purchase price of the property; the lender only requires title insurance to cover the amount of your loan..

Who Pays the Premium for the Title Policy?
In California, settlement practices vary from locality to locality. The party that pays the title premium is a matter of local custom and practice and not set by law. Depending upon the region, the premium for a title insurance policy can be paid by the buyer or the seller or split between both parties. In Southern California, the seller customarily pays the premium for title insurance. In Northern California, the buyer customarily pays the premium for title insurance, or occasionally the premium is split between buyer and seller. In almost every county, the buyer pays the lender’s policy premium. The parties are free to negotiate a different allocation of fees. Your escrow officer can advise you as to who normally pays the premium in your area.

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Thursday, June 24, 2010

Recording fees for the County of San DIego will be increasing July 1st. Please contact me if you need more information on how this might affect you closing your transaction!

For a more in depth list of recording fees, see the attached website:

http://arcc.co.san-diego.ca.us/default.aspx

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Friday, June 18, 2010

Some great news for those of you taking advantage of the Tax Credit ending June 30th. The deadline has changed for people who are currently in escrow. Read Below!!

Senate OKs new tax credit closing deadline

Backers of amendment cite backlog of 180K homebuyers

Inman News

The Senate has amended a bill to give homebuyers who were under contract on a home purchase by April 30 an additional three months to close the deal and claim the federal homebuyer tax credit.

Extending the deadline for closing from June 30 to Sept. 30 would allow lenders more time to clear a backlog of 180,000 homebuyers nationwide, said amendment sponsor Sen. Harry Reid, D-Nev.

The amendment to HR 4213, the "American Jobs and Closing Tax Loopholes Act of 2010" -- which primarily extends unemployment insurance benefits -- was approved in a 60-37 vote Wednesday. The vote was mostly along party lines, with only four Republicans in favor and one Democrat opposed.

"While I am disappointed that more Republicans did not support this common-sense measure to strengthen the economy and reduce the deficit, I am committed to ensuring that more Nevadans and Americans can become homeowners and that this amendment becomes law," Reid said in a statement.

The House passed an earlier version of the bill in December, and the Senate approved its own version in March. The Senate is currently working on resolving differences between the two bills.

The National Association of Realtors supports the amendment, saying Realtors have reported that as many as one-third of qualified applicants have been told by lenders that their loans will not close before June 30 because of the sheer volume of loan applications in the pipeline.

The amendment does not extend the deadline for homebuyers to qualify for the tax credit, NAR said in urging lawmakers to approve it, but simply extends the deadline for closing transactions already in contract.

"Since these applications were already in the pipeline and figured into the program's cost, the extension of the closing deadline should not incur any further government costs," NAR President Vicki Cox Golder said in a statement.

There has been some speculation that some homebuyers will attempt to submit fraudulent claims for the tax credit by backdating documents showing they were under contract by April 30, and that extending the deadline for closing would expose the government to more fraudulent claims.

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Thursday, June 17, 2010

California Title Company


Online Open Order Sheet
Use the form below to submit a new Title Order. If you would prefer a PDF version to e-mail or fax, download here.

Please note that this order form is for the opening of Title Orders.
If you would like to ask about property information or other reports, please contact your sales representative. Thank you.


Opening your Title Orders online is easy and fast. We've just updated our Open Order sheet both online, and a downloadable PDF that you can fax or email.
Check it out, and open your next order with California Title Company!

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Tuesday, June 8, 2010

Some great events going on this month. Take a look for the latest list!

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Friday, May 28, 2010

Happy Friday. Happy End of the Month! Today means Special Recordings until 2:00 PM. If you have a deal that needs to get closed, call me asap.

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Wednesday, May 26, 2010

FREE Summer Concerts. We have the guide for all of your concerts in San Diego that are free this summer. Get out and enjoy the summer evenings and do something for FREE.

 

 

 

 

My Best, 

Mike Turner 
Vice President 
County Sales Manager 
California Title Company 
760-535-3836 
miket@caltitle.com

 

Keep California Golden!  Please don’t print unless absolutely necessary. 

 

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

Posted via email from mikecaltitle's posterous

FREE Summer Concerts. We have the guide for all of your concerts in San Diego that are free this summer. Get out and enjoy the summer evenings and do something for FREE.

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

Posted via email from mikecaltitle's posterous

Monday, May 3, 2010

Looking for fun things to do in San Diego during the month of May? Check out our events calendar for a list of San Diego's best!

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Wednesday, April 28, 2010

Today CAR implemented a new Residential Purchase Agreement. In this contract, there is now a timeframe of 7 days for the seller to return to escrow a signed Statement of Information. See below for more information on this important document.

For a copy of a blank Statement of Information, please click below:

http://www.titleadvantage.com/REdocuments/ctc/redocuments.htm

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

Posted via email from mikecaltitle's posterous

Tuesday, April 13, 2010

Looking for some awesome shows this summer? Check out the Humphries Event Calendar! And check out www.CalTitle.com for more consumer and real estate resources.

Download now or preview on posterous
Humphries.pdf (490 KB)

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

Posted via email from mikecaltitle's posterous

Tuesday, March 2, 2010

One of the many Gems of working with California Title. Ask your escrow officer for copies of all items and have the PR emailed to you. See below for more information!

Download now or preview on posterous
PrelimHyperlinks.pdf (2035 KB)

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

Posted via email from mikecaltitle's posterous

Tuesday, February 23, 2010

Here are 10 Short Sale Hurdles that might affect your closing. Take a look, and if you have questions on how we can deal with these to keep your closing timeframes, please call me!

Download now or preview on posterous
ShortSaleHurdles.pdf (371 KB)

My Best,

Mike Turner
Vice President
County Sales Manager
California Title Company
760-535-3836
miket@caltitle.com

Keep California Golden!  Please don’t print unless absolutely necessary.

Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message. Thank you.

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Sunday, January 31, 2010

Thursday, January 21, 2010

Why do Lenders require you to purchase Title Insurance for a refinance? Here's a great piece on why.

Download now or preview on posterous
RefiTitleIns.pdf (1156 KB)

We can help you save money on your refinance closing costs.  Call me to find out how!

My Best, Mike Turner Vice President County Sales Manager California Title Company 760-535-3836 miket@caltitle.com

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Wednesday, January 20, 2010

Sunday, January 10, 2010

We have launched a new site that has a TON of great information for the home buyer and home seller.

When you take a look at our new site, one word should come to mind...simple. We wanted to make this site simple in its look and in its feel so that you can get to the information you want quickly.
You'll notice that our Title Insurance section has plenty of information on Title and Real Estate. Our Consumer Information section has a wide variety of local resources for Southern California to help you make an informed decision when buying or selling property.
If you're a real estate agent, our Online Customer Service section has all of your tools that you're used to seeing.

Please take a look, and contact us if you have any questions.

Mike Turner

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